first_imgA funeral mass was offered April 24 at Our Lady of Grace Church in Hoboken for Raymond A. McAleer, 79. He passed away peacefully at home on April 21 surrounded by his family. He was the husband of Joan for almost 57 years; father of Gerald and Dorothy and grandpa of Raymond “Sweet Pea”. A native of Hoboken, Ray and his family spent more than 20 years residing in Howell where many cherished memories were created in the community of Candlewood. Ray spent the majority of his professional life at the world’s largest financial printer, Pandick Press working in the mailroom then ascending to the position of senior vice president and Corporate Secretary and Treasurer. Although Ray graduated from St Peter’s Prep School and Seton Hall University he had a passionate love for The University of Notre Dame Fighting Irish. Visitation will be from 8:30 – 9:30 AM on Tuesday, April 24 at Lawton-Turso Funeral Home in Hoboken. Raymond donated his professional time to Our Lady of Grace Church in Hoboken where several generations of his family celebrated sacraments.Services arranged by the Lawton Funeral Home, Hoboken.last_img read more

Baking Industry Awards: Supermarket Bakery Business of the Year

first_imgSponsored by Lantmännen UnibakeWinner: TescoSupermarket giant Tesco has transformed its bakery offer to make it “the most compelling reason to shop in our stores”.Activity has included a significant investment in new product development, introducing new lines across all tiers; new merchandising plans with local overlays; and a redesign to drive service and presentation.“We set ourselves some pretty tough objectives as we needed to be certain ahead of committing to such a substantial investment,” says Tesco category director Gordon Gafa (pictured). “The positive impacts against stringent measures were overwhelming, so the programme was accelerated.”Tesco has also introduced a new training program, with regional bakery coaches to deliver training directly to new starters, as well as refresh training for established bakers. Training packages are tailored for both bake off and scratch operations.Judges were impressed with the clear strategy that considered all aspects of the current bakery operation. “Customer focused, and commercially astute, the concept stores delivered a relevant experience, creating a warm look and feel,” said one. “Innovative features for sampling were integrated into the selling space, with useful on-shelf descriptions and improved packaging to help customers choose and use products wisely.”Finalist: MorrisonsAs part of its ‘Fresh Look’ refit programme, Morrisons’ stores are benefiting from upgrades such as chilled counters for single-serve fresh cakes and making personalised Giant Cookies available in all its sites’ revamped production areas.“Customers have told us they do not believe supermarkets make bakery products from scratch,” says Morrisons in-store bakery buying manager Andy Clarke (pictured). “So we have been opening up the bakery areas, so that customers can see in. We have also lowered the fixtures to make our bakers’ work, and their scratch baking, more visible.”This year, Morrisons is introducing 22 ‘stores of excellence’ across the country, which will be training hubs for staff to see new concepts in action. The business has also introduced 22 coaches to give support on product quality, ways of working and training.As part of ongoing waste reduction work, Morrisons now makes banana bread in 140 stores using overripe bananas from the produce department.Price has also been an area of focus, with reduced prices on lines such as baps and cheesecake.Finalist: AsdaBakery has been key for Asda in the past year, with the retailer introducing 150 bakery production managers.New CEO Sean Clarke has made fresh food a focus for the business, and Asda says it is “dedicated and determined to make our bakeries the shining jewel” in the fresh category.“Continued investment into colleague hours and product, ensuring the customer is always at the heart of every decision made… remains our strategic vision for bakery retailing,” states the business.Training has also been a focus, with new training materials and guides, plus support from bakery training managers to raise quality and consistency.Investment has included the launch of Extra Special speciality breads. “We’ve worked closely with master bakers to create hand-crafted, artisanal quality breads to suit every taste and occasion,” says chilled & in-store bakery category planner Becky Illingworth (pictured).After bakery staff noticed that promotions were not always clear with customers, it introduced simpler deals that have driven volume increases.last_img read more

Listen to Jerry Garcia Wail On ‘Mighty High’ From Previously Unreleased 1976 JGB Show

first_imgComing out August 19th, the new volume of the GarciaLive series focuses in on a great time in the career of Jerry Garcia. Taken from a performance in Palo Alto, CA on November 8th, 1976, Garcia teams with bassist John Kahn, drummer Ron Tutt, keyboardist Keith Godchaux and vocalist Donna Jean Godchaux for the performance. It was Donna who actually discovered this recording, which was thought to be lost for years. The tape was stored for decades in her garage!Garcia took advantage of the Grateful Dead’s mid-1970’s hiatus to truly explore new sounds and styles. Ever the open-minded musician, Garcia found himself dabbling in the gospel genre, and working up a cover of Mighty Clouds of Joy’s 1975 hit, “Mighty High,” for his solo band. While a studio version of “Mighty High” was recorded for Cats Under The Stars later on, this 1976 version is brimming with energy as Garcia infuses some disco grooves throughout.Listen to the new version of “Mighty High” ahead of the GarciaLive Volume Seven: November 8th, 1976 – Jerry Garcia Band album release, as premiered by Rolling Stone.You can also read more about this new archival release and listen to “After Midnight” here.last_img read more

Leftover Salmon Announces Extensive Summer Tour For New Album, ‘Something Higher’

first_imgLeftover Salmon is currently in for a huge 2018. On May 4th, the Colorado-based genre-bending American roots band will release Something Higher, a follow-up to 2014’s studio album, High Country, and 2016’s celebratory anniversary live album, 25. Produced by the band’s long-time producer Steve Berlin (Los Lobos), Something Higher was recorded at the famous Wavelab Studio in Tucson, Arizona, in analog and shows Leftover Salmon at their finest—drawing upon and infusing a dizzying breadth of influences ranging from zydeco to R&B to jazz, blues, bluegrass, and more.Appropriately, once Leftover Salmon’s Something Higher drops in early May, the six-piece band will embark on an extensive tour in promotion of the new record, and today, the group has clued fans in to where they’ll be headed in the coming months. On the day of the album’s release, May 4th, Leftover Salmon will play a special hometown album-release show at eTown in Boulder, Colorado (tickets available exclusively here). The following day, on May 5th, the group will return to Red Rocks Amphitheatre to co-headline the iconic venue with Phil Lesh & The Terrapin Family Band.From there, the band launches fully into their tour, kicking things off with a performance at the Baltimore Soundstage on May 9th. The group will detour down through Virginia, North Carolina, and South Carolina before starting the Midwest leg of their tour on May 15th at Cleveland, Ohio’s Music Supper Club. After performances in Michigan, Iowa, Missouri, Nebraska, Minnesota, and Illinois, the band will begin to head southwards, with dates in Arkansas, Tennessee, and Mississippi as May turns into June. To round out the new tour dates, Leftover Salmon will finish out their summer tour with shows in Sandpoint, Idaho; Whitefish, Montana; and Haugan, Montana from June 7th through 9th.You can check out the band’s full upcoming summer tour dates below. You can also listen to the first single off Something Higher, “Show Me Something Higher”, here, and head over to the band’s website for ticketing information!last_img read more

The Obama years, in photos

first_imgHe snapped 243,000 photos a year — give or take.That was Pete Souza’s average picture count during his years as the official White House photographer for President Barack Obama, for a staggering total estimate of 1.95 million.“I wanted it to be the best archive we’ve ever had of a president,” Souza said of his work documenting Obama’s presidency. At the Harvard Kennedy School’s JFK Jr. Forum on Wednesday, Souza took the audience on a highlights tour of the Obama years, sharing the stories behind a number of iconic photos and a few lesser-known images.Ann Marie Lipinski NF ’90, curator of the Nieman Foundation for Journalism at Harvard, opened the event, praising Souza’s “distinctive and probing” photography. “I should just stop now,” Souza joked, stepping up to the microphone following Lipinski’s comments. He gave the audience a brief history of the White House photo office, and shared a few images from his first stint on that staff, as the official White House photographer for President Ronald Reagan.A packed JFK Jr. Forum listens as Souza reflects on his favorite portraits of President Obama. Kris Snibbe/Harvard Staff PhotographerSouza’s images from the Obama years, many of which will appear in his forthcoming book, spanned the breadth of Obama’s presidency, from the serious to the lighthearted. Several photos emphasized Obama’s role as statesman and commander-in-chief, such as from the March 2010 passage of the Affordable Care Act, which Souza dubbed “the best day” of Obama’s presidency. Then there was the deep grief of the 2012 shooting in Newtown, Conn., which Souza called “the worst day.”Souza also shared a close shot of a marked-up speech in Obama’s hand, and a tense, candid group photo snapped in a small room near the Situation Room during the 2011 raid to capture Osama bin Laden. “The most powerful people in the world couldn’t do a thing but watch,” Souza said of that photograph, which included, among others, then-Secretary of State Hillary Clinton.Many of Souza’s images highlighted the humanity of Obama’s presidency: a quiet moment on a swing set on the White House lawn with his elder daughter, Malia; dancing with his wife, Michelle, at the Governors’ Ball; stepping in to coach his younger daughter Sasha and her basketball teammates on a Saturday afternoon. “He was coaching them like it was the NBA finals,” Souza said, laughing.Ann Marie Lipinski introduced Souza before acting as moderator. Kris Snibbe/Harvard Staff PhotographerSouza also spoke about the balance between aesthetic and narrative: shots that capture an arresting visual moment versus those that tell a story. Though his work usually leans toward the latter, he included a few aesthetic “wow” shots in his presentation, including one of a fog-swathed Air Force One in Seattle, and a photo of the president’s hand opening onto a rainbow in Jamaica.Throughout his time as White House photographer, Souza sought to capture the human moments: a little boy named Jacob reaching up to touch the president’s hair; a private exchange with Michelle during a lull in the festivities on Obama’s first inauguration night; and multiple joyous encounters with staffers’ young children. Souza has shared many of his Obama photos on his popular Instagram feed, about which he admitted, “I get a little unruly sometimes.”Pointing to an image of White House staffers in the Oval Office, Souza noted that the Obama presidency included “a lot of seriousness and a lot of fun.” His photos, and the stories behind them, reflected both.last_img read more

Hogan named chairman of Trustees at Vermont College of Fine Arts

first_imgMT Anderson, Chris Graff, Governor Madeline Kunin and Bill Schubart also join boardVermont College of Fine Arts, a graduate school for visual art and writing based in Montpelier, Vermont, today announced that Cornelius ( Con ) Hogan has been named chairman of its Board of Trustees.Hogan, a well-known figure in Vermont, has served on the Board of Trustees since 2007. He is currently a senior fellow with the Center for the Study of Social Policy, and he is recognized nationally for his work in public and human service, including engagements with the Annie E. Casey and Robert Wood Johnson foundations and the National Center for Children in Poverty.   Hogan has been a director of Fletcher Allen Health Care and secretary of Vermont’s Agency of Human Services.  We are so honored as a community that Con has agreed to chair this board, said Thomas Christopher Greene, president of Vermont College of Fine Arts. He brings tremendous wisdom, leadership and experience to this task, and I look forward to working closely with him to realize our vision of a national center of fine arts in Montpelier.In addition, four other renowned individuals have joined the VCFA Board of Trustees: M.T. Anderson, Chris Graff, Governor Madeline Kunin and Bill Schubart.M. T. (Tobin) Anderson is a New York Times bestselling writer of young adult novels. Anderson taught in the Vermont College of Fine Arts MFA in Writing for Children & Young Adults program from 2001 to 2006, and he served as chair of the program for four years. His book The Astonishing Life of Octavian Nothing, Volume 1: The Pox Party (2006), the first in a two-part novel, won the 2006 National Book Award for Young People, the Boston Globe Horn Book Award, as well as a Printz Honor in 2007. His latest book, The Astonishing Life of Octavian Nothing, Traitor to the Nation, Volume II: The Kingdom on the Waves, was just awarded the Printz Honor for literary excellence in young adult literature. Anderson lives in Boston.Chris Graff is vice president of National Life Group, a financial services company based in Montpelier, Vermont. Graff is a former journalist with The Associated Press and is the author of Dateline Vermont, a memoir of his 30 years in journalism. For 15 years, Chris hosted Vermont This Week, a public affairs program on Vermont Public Television. He is a contributing editor of Vermont Business Magazine and a member of the Council on the Future of Vermont. Graff resides in Montpelier, Vermont.Madeleine Kunin is the first female Governor of Vermont, 1985 1991, and the fourth female governor elected in the U.S. In the Clinton administration, she was Deputy Secretary of Education, 1993 96, and Ambassador to Switzerland, 1996 99. In 1991 she founded The Institute for Sustainable Communities and is a Marsh Professor at the University of Vermont. She is the author of Pearls, Politics and Power, How Women Can Win and Lead (2008), Living a Political Life (1994), and The Big Green Book (1975). Kunin s commentaries can be heard on Vermont Public Radio and she has a blog on the Huffington Post. Kunin lives in Burlington, Vermont.Bill Schubart, a writer who cofounded Philo Records and Resolution, Inc.,  recently published a book of stories called Lamoille Stories. Schubart writes and speaks extensively on the media and other civic issues and is currently a commentator for Vermont Public Radio. Schubart has previously chaired the boards of the Vermont Arts Council, Vermont Folklife Center, Vermont Board of Libraries, Vermont Bicentennial Commission, Circus Smirkus, Vermont Public Radio, and Fletcher Allen Health Care. Schubart lives in Hinesburg, Vermont.In addition to the above five directors, the VCFA Board of Directors includes:Robert H. Atwell (Sarasota, FL and Stowe, VT), former President of the American Council on Education and former president of Pitzer College in Claremont, California.Tami Lewis Brown (Washington, DC), an 06 graduate of the MFA in Writing for Children & Young Adults program, a published novelist, and an attorney.Dr. Letitia Chambers (Lighthouse Point, FL), Managing Director with Navigant Consulting, Inc., and former chair of the New Mexico higher education system. Kathleen Dolan (Woodstock, VT), a 95 graduate of the MFA in Visual Art program, founder and director of Purple Crayon Productions, and member of the Dolan Family Foundation. Gail Gregg (New York, NY), a 98 graduate of the MFA in Visual Art program, and a New York City artist, writer, and arts educator.Joan Grubin (New York, NY), a practicing artist and 03 graduate of the MFA in Visual Art program.   Mary Hooper (Montpelier, VT), the mayor of Montpelier and a Vermont State Representative.  Sydney Lea (Newbury, VT), a Pulitzer prize nominated poet who taught at VCFA s MFA in Writing program.Susan M. Newbold (Fairfield, CT), an artist and educator who graduated in 00 from the MFA in Visual Art program. Katherine Paterson (Barre, VT), author of more than 30 books, including Bridge to Terabithia and 14 other novels for young people. Peter Richardson (Charlotte, VT), president of Housing Strategies, Inc.Richard H. Saudek (Montpelier, VT), a distinguished Vermont attorney and principal in the law firm of Cheney, Brock & Saudek.  Peter Smith (Lighthouse Pt., FL), a former congressman from Vermont who founded two colleges: the Community College of Vermont, and the University of California at Monterey Bay.Linda Stillman (New York), an 03 graduate of the MFA in Visual Art program and an artist in New York City.  Trustee Emeritus:Harry Groome (Villanova, PA), an 00 graduate of the MFA in Writing program, and retired chairman of SmithKline Beecham Consumer HealthCare.   About VCFAA nationally recognized graduate school for the arts based in Montpelier, Vermont, VCFA has three low-residency MFA programs in Writing, Writing for Children & Young Adults, and Visual Art. Founded in 2008, Vermont College of Fine Arts is the first new independent college formed in Vermont in 23 years, and the only institution of its kind a low-residency graduate school devoted exclusively to fine arts education. For more information, visit is external).last_img read more

The dynamics of the share portfolio in third quarter 2018

first_img continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Consumer confidence in the marketplace remained high in the fall of 2018, and the spending habits of credit union members reflect that. Third quarter loan growth is on track to outpace share growth by 4.5 percentage points, according to available performance data representing more than 99% of the industry’s assets.Callahan & Associates projects share growth among the nation’s credit unions will decelerate for a second consecutive year. It is currently on pace to drop 1.5 percentage points year-over-year to 5.2%.Still, balances have increased across all share types except IRA and Keogh accounts. The growth for that account code is down 0.5% over the year to $78.6 billion. Share certificates are on track to increase 9.2% year-over-year, and balances are set to reach $230.3 billion as of Sept. 30, 2018. The third quarter growth rate in share certificates is 39 basis points faster than one year ago. This is the highest certificate growth since the first quarter of 2008 and is the only accelerated annual growth in the share portfolio.last_img read more

The card-not-present chronicles: As members shift to e-commerce, a new debit card frontier emerges

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Doug Leighton Doug Leighton, Head of Community Accounts, leads a national team of Account Executives and Managers responsible for sales and relationship activities at over 3,000 US-based Credit Unions. In this … Web: Details We are in the midst of a sea change with how members shop and view their payment options as more turn to shopping digitally. It is a game changing opportunity for retailers and a bellwether for financial institutions to ready their infrastructure for increases in e-commerce and online transactions.A credit union’s ability to help facilitate a seamless online shopping experience to its customers is one of the most potent competitive differentiators in the current COVID-19 work from home economy. Credit unions that fail to rethink their e-commerce strategy will fall behind and lose market share along with a long standing impact on their growth and profitability.A case for debit cards and the importance of optimizing your debit e-commerce strategyThe top three use cases for debit cards have traditionally been face-to-face interactions – in a recent study, customers use their debit cards primarily to get cash from the ATM (72%), to pay for things in store by PIN (69%), and to pay for things in store by signature (52%). When consumers shop online (also known as card-not-present or CNP), they tend to reach for their credit cards rather than debit because they perceive credit as a “safer” option. Debit cards are in fact a safe option to use online with embedded features like continuous fraud monitoring and Visa’s Zero Liability Policy, however consumer perception remains misinformed. In addition, the experience of making purchases online tends to be worse than using a debit card in store with over half of credit unions typically declining more than 10 in 100 transactions. Consumer dormancy and spend attrition increases anywhere from 2-7x after a decline and when met with this situation, many consumers unfortunately are left with a lasting impression. This is a significant opportunity for awareness and education with more than 80% of purchase volume coming from debit cards for many credit unions.What can be done?Credit unions need to adapt their debit card programs to better serve their members and their evolving behaviors towards CNP use cases. Members are rethinking their daily habits in the wake of the pandemic including where and how they spend, it is imperative to take a holistic approach to improve and implement tactics that will foster trust across your debit portfolios and optimize the online debit shopping experience.Follow along with The Card-Not-Present Chronicles, a monthly series exploring the top five areas of focus credit unions should be thinking through and implementing to drive debit card usage and a positive e-commerce experience for their members. The series will take a deep dive into:Assessing the performance of your CNP program, identify opportunities, and formulating a strategy to drive growthAuthorization strategy and its impact on customer experience and retentionMass marketing and education campaigns to educate customers about the benefits of using their debit card onlineTargeted marketing campaigns infused with advanced analytics to help drive adoption and spendReward and incentive structures that issuers can put in place to support their debit programsThe next article will dive into the critical first steps that credit unions can take to assess the strength and performance of their card not present program. This will help credit unions understand and better appreciate their current state, before they start formulating a plan to improve their card not present program.last_img read more

Sick, stranded and broke: Crisis hits Gulf’s migrant workers

first_imgWhen all nine men in his dormitory caught coronavirus, 27-year-old Nurudhin was bused to a remote quarantine camp — becoming one of many migrant workers Gulf states are struggling to accommodate adequately.The oil-rich Gulf is reliant on the cheap labor of millions of foreigners — mostly from India, Pakistan, Nepal and Sri Lanka — many of whom live in squalid camps far from the region’s showy skyscrapers and malls.But the spread of coronavirus, alongside shrinking oil-driven economies, has left many workers sick and countless others unemployed, unpaid and at the mercy of unscrupulous employers. ‘Worried about our brothers’ The UAE has been the most vocal among Gulf countries in demanding governments repatriate workers, many of whom have been laid off or gone unpaid as business halts and oil prices plummet.As of April 20, some 22,900 foreigners had been repatriated on 127 flights from otherwise closed airports, officials said.But India, which has 3.2 million citizens in the UAE alone, has refused to cooperate, saying that repatriating and quarantining millions of returning citizens would be a logistical and safety nightmare.Bangladesh has reluctantly agreed to take back thousands of its citizens to avoid punishment from Gulf states in the future, its Foreign Minister A.K. Abdul Momen said.”If we don’t bring them home… they won’t recruit people from us once their situation improves,” he told AFP, adding that thousands of undocumented workers and hundreds of prisoners are being flown back, including a planeload from Saudi Arabia last week.Pakistan has allowed repatriations to proceed but warned it is hindered by the lack of testing and quarantine facilities at its airports. Its diplomats in Dubai appealed to Pakistanis not to go to the consulate, after a large number — desperate to return home — gathered to demand seats on limited special flights.”We are worried about our brothers in the Gulf. The lockdown and closure of daily business in the Gulf have rendered many overseas Pakistanis without a livelihood,” Foreign Minister Shah Mehmood Qureshi said last week.A UAE spokesman said it owed migrant workers a “debt of gratitude” and that it was providing healthcare, food and accommodation, and relaxing immigration rules for those with expiring visas.  “There is nothing in my room except a small bed. I have to share a bathroom with 20 to 30 people,” said Nurudhin, a draftsman from India who was hospitalized before being taken to a remote isolation facility for blue-collar workers in the United Arab Emirates.”There is no WiFi. Not even a television. But the situation in my room was even worse,” he said of his crowded quarters in Abu Dhabi, which proved a fertile ground for the disease.Despite strict curfews in force for weeks, the Gulf states with the biggest populations of foreign workers — Saudi, UAE, Kuwait and Qatar — are still reporting rising numbers of coronavirus cases.Riyadh says foreigners account for 70 to 80 percent of recently discovered cases. Topics :center_img To try to reduce transmission, Gulf authorities have moved workers from camps into temporary lodgings, while establishing mass screening centers and using drones in some neighborhoods to warn people against congregating. Hungry and isolated The pandemic has highlighted the problem of migrant workers living and working in conditions that leave them vulnerable to disease, said Rothna Begum, a senior researcher at Human Rights Watch.Attempts by Gulf states to curb the virus were inflicting more hardship, with lockdowns that left workers short of food and water, she told AFP, adding that charities stepping in were overwhelmed.”Workers who are still required to work are being put on buses where they cannot socially distance, and sent to sites where social distancing is not being practiced or protective equipment and sanitation is not adequately provided,” she said.Millions of migrant workers face future uncertainty as the now unwanted workforce is haggled over by their governments and host countries.”I want to go back to my country… I don’t have any money and I don’t want to spend more time here,” said an Egyptian man in Kuwait City who is being held at a camp for immigration offences.Javed Paresh, a construction worker in the emirate of Sharjah, is among the tens of thousands of Pakistanis who have registered to fly home.”I have not been paid for the last six months. I just want to go home and see my family. My family will die of hunger as I am unable to send them money for many months,” he said.last_img read more

Understand why today’s consumers demand more from convenience

first_imgConvenience, a growing sector predicted to be worth £47.1 billion by 2022, used to mean an acceptance of higher prices with limited choice, but that isn’t the case today. There’s a huge opportunity for brands and retailers to tap into the growing demand for quality, service, innovation and value, when and how consumers want it. In this whitepaper we highlight nine key trends around the changes in consumer behaviour and provide recommendations on how to leverage their future demands. Featuring opinion from retailers and Sun Branding experts, it will provide interesting insight into how forward-thinking international retailers and brand owners are responding to this growing sector.Fill out the form to download the pdf. The Grocer may use your contact data to keep you informed of its products and services by email. You can withdraw your marketing consent at any time by clicking the unsubscribe link in such email or by sending an email to [email protected] . More information on our processing can be found in our Privacy Notice . By submitting this form, you acknowledge that you have read and understand our Privacy Notice . Company: Sun Branding Format: PDFLength: 25 pagesType: White Paperlast_img read more